- On April 24, 2017
- Payment history = 35%
- Credit utilization = 30%
- Length of credit history = 15%
- New credit = 10%
- Credit mix = 10%
The FICO score does not know your age, gender, marital status or race and neither your job status or income have an impact on your score.
The two easiest and biggest contributing factors to your credit score? Make payments on time and keep your credit card balances low.
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