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SBA Paves Way for More Flexible M&A

  • On November 21, 2017
New Acquisition Rules = Beauty and the Beast SBA’s new rules and requirements for 2018 has paved the way, to be the way more advisors choose for   financing acquisition and equity buy out/in loans, than years past. Starting January 1st, the SBA will have new equity injection requirements for acquisition loans. For most acquisition and […]
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Independent Recruiting by Leveraging Financing

  • On November 8, 2017
Leveraging financing to rapidly grow through recruiting and compete with the big recruiting players. Recruiting bonus and transition Advisors can get a loan to pay the recruit a recruiting bonus and transitional assistance. Depending on which loan program is used different structures and requirements apply. Essentially in this case, the advisor is investing in the […]
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5 Financing Factors to Consider When Structuring Your Acquisition Deal

  • On September 18, 2017
Timing Alignment Both conventional and SBA loans can take 30 to 45 days to fund but this time clock begins after we have a complete financial package and there are a few factors that can potentially delay (but typically don’t) the process. Before scheduling a hard closing date with the seller consider checking to make […]
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SBA Loan Property Liens

  • On September 18, 2017
The SBA 7(a) has clearly defined loan property lien requirements. For loans over $350,000 the SBA requires that a lien be placed on available equity of the borrower’s personal real estate including residential and investment property. The SBA does not require lenders to collateralize a loan with personal property if the borrower has less than […]
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Acquisition Lending

  • On July 17, 2017
Advisorbox utilizes our sister firm AdvisorLoans for lending solutions to advisors. AdvisorLoans purpose is in our name. Financing Advisors is our tag line and our mission. AdvisorLoans model is to be a Loan Advisor to Financial Advisors. We exclusively help Financial Advisors get business loans. We bridge the gap between the Advisor and Lender and do most […]
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8 Advisor Acquisition Lending Myths

  • On June 19, 2017
Extensive lender research is necessary and time consuming to get the best deal on a loan Thanks to AdvisorLoans, this is a myth. Now, advisors can let AdvisorLoans do the research and heavy lifting, saving you time, money and headaches. Lenders want my house as collateral We work with non-SBA banks offering cash flow loans […]
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AdvisorLoans Offers SBA Express Lending

  • On June 5, 2017
AdvisorLoans is now offering SBA 7(a) Express Lending. Loans from $30,000 to $350,000 in about 3 weeks. Working Capital and Debt Refinance: Working Capital. Hiring, payroll, finance receivables, legal fees, marketing, upgrade office, new equipment, business expansion. Debt Refinance. Pay off merchant lender loans and business credit cards and smaller debts. Pay off seller notes […]
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Acquisition Financing Is Skyrocketing

  • On May 1, 2017
Sellers are self-financing less and less. Historically, sellers financed most, or all of the acquisition, but not anymore. External financing for acquisitions went from 29% in 2015 to 76% last year and external acquisition financing has increased 1100% in just the last 3 years. With SBA and non-SBA acquisition loans readily available through AdvisorLoans, PPC Loans […]
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Qualify At About 6x To 7x Your Revenue For SBA Acquisition Loans

  • On April 24, 2017
Here are general rule of thumbs provided by AdvisorLoans that will ballpark the amount of an SBA acquisition loan advisors can typically qualify for. These examples apply for borrowers with good credit, a predominately recurring revenue model, 25% seller financing, and a debt service coverage ratio (DSCR) of at least 1.25 for the combined practices. The SBA […]
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